Terms of Service

Last Updated: April 13, 2025

These Terms of Service ("Terms") govern your access to and use of the Exzium platform, including our website and services. By accessing or using Exzium, you agree to be bound by these Terms. Please read them carefully.

1. Platform Overview

Exzium provides a permissionless platform that facilitates the transfer of value from cryptocurrency to traditional banking systems. Our services allow users to convert crypto assets into fiat currency and transfer them to bank accounts without requiring account creation or Know Your Customer (KYC) verification.

2. Eligibility

To use Exzium, you must:

  • Be at least 18 years old
  • Have the capacity to form a binding contract with Exzium
  • Not be prohibited from using our services under applicable laws
  • Comply with these Terms and all applicable local, state, national, and international laws

3. Service Usage

3.1 Cryptocurrency Transfers
You are solely responsible for ensuring the accuracy of all transfer details, including destination bank account information. Exzium cannot reverse transactions once initiated. We recommend verifying all information carefully before confirming any transfer.

3.2 Service Limitations
During our beta phase, individual transfers are limited to the equivalent of $50,000 USD per transaction. Higher limits may be available for business users upon request.

3.3 Prohibited Activities
You agree not to use our services for any illegal purposes, including but not limited to money laundering, terrorist financing, fraud, or any other activity that violates applicable laws. We reserve the right to refuse service, terminate accounts, or report suspicious activity to relevant authorities.

4. Fees and Payments

Exzium charges a flat fee of 0.5% on all transfers. This fee is transparently displayed before you confirm any transaction. Additional fees may apply for certain advanced services or enterprise implementations. All fees are non-refundable unless otherwise specified.

5. Intellectual Property

All content, features, and functionality of the Exzium platform, including but not limited to text, graphics, logos, icons, images, and software, are owned by Exzium or its licensors and are protected by copyright, trademark, and other intellectual property laws.

You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any materials from our platform without our express prior written consent.

6. Disclaimers and Limitations of Liability

6.1 Service Disclaimers
Exzium provides its services on an "as is" and "as available" basis, without any warranties of any kind, either express or implied. We do not guarantee that our services will be uninterrupted, secure, or error-free.

6.2 Limitation of Liability
To the fullest extent permitted by applicable law, Exzium shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including lost profits, arising out of or in connection with your use of our platform, whether based on warranty, contract, tort (including negligence), or any other legal theory.

7. Indemnification

You agree to defend, indemnify, and hold harmless Exzium and its officers, directors, employees, and agents from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the platform.

8. Changes to Terms

We may revise these Terms from time to time. The most current version will always be posted on our website. By continuing to access or use our services after revisions become effective, you agree to be bound by the revised Terms.

9. Governing Law

These Terms shall be governed by and construed in accordance with the laws of [Jurisdiction], without regard to its conflict of law provisions.

10. Contact Information

If you have any questions about these Terms, please contact us at ExziumSwap@outlook.com.